First Few Days on our New Apartment with Kids
Friday, September 27
We finally moved to our new place here in Cebu as a small family starting out things on our own.
It's been a really hard time adjusting during this time (this was filmed Feb 2019)
I am thankful that we have already accomplished so many things!
Pls support our channel by liking this video or by simply subscribing! It would mean a lot to our family
RECENTLY ENJOYED THINGS
Hi guys! I have been spending more time lately on Instagram managing my own account and my clients'. Instagram has been a great platf0rm to showcase our daily life and also share a glimpse of what's happening in our day.
So here's a short series that I am starting on one of the recent finds and posts that I am loving on Instagram! If you love to do this on your blog too, feel free to do so.
HERE WE GO!
I loved curating this weeks' post, and hopefully, by next week, I will be able to curate some of the content that captured my heart! Have a lovely day and please do follow me on Instagram, I share some relevant posts on lifestyle, wellness for moms, work at home daily shots and just random photos of the grammers I follow and Love. You can gram with me @grazzzieslife :)
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Mr. DIY Philippines branch Opens in Cebu
Mr DIY opens last August at J Centre Mall in Cebu. And as we were already looking for some things to buy for the home, we sure to dropped by and checked out their stuff.
What really caught our attention was the way the store was so huge :) They have a wide array of items from household items to simple craft and unique materials for your DIY party or home repair and decor needs! It was surely a happy place for moms like me.
According to Business MB,
Filipinos have also carved a name in the retailing industry globally that even the big foreign retailers are apprehensive to dive into the local shores. But not for Malaysian retailer Mr. DIY (Do-It-Yourself) whose aim is to become a household name in the Philippines and the entire Asia Pacific region in the next five years.
ROSELLE MARISOL BELLEZA ANDAYA is at the helm of its operations making sure Mr. DIY fulfills its vision
As to my research, Mr. DIY is the largest home improvement retailer and has a growing network with over 750 outlets throughout Malaysia, Brunei, Thailand, Indonesia, Singapore, Philippines and Asia Pacific serving 128 million customers.
The homegrown enterprise is now available online in Malaysia.
The store is such a humongous one at first glance you will really run out of items to look for and buy because they have everything that you need already.
Most Mr. DIY physical stores encompass about 10,000 square feet of retail space, providing a comfortable and wholesome family shopping experience.
With nine departments – hardware, household, electrical, car accessories, stationery, toys, gifts, sports, and jewelry & cosmetics in each store, Mr. DIY offers wide selections of more than 20,000 types of products with the lowest prices in the market.
According to Roselle, all Mr. DIY stores are owned by the company. This is the business model for the Philippines and the rest of the countries.
The selection of products in Mr. DIY Philippines is a result of studying the needs of both the Asian and Filipino families. Part of the standard system of Mr. DIY is to constantly monitor, evaluate and adjust its product offerings to best suit the value-conscious Filipino shopper.
Mr. DIY also seeks to cater to all market segments, gender, and age.
“Mr. DIY is a family store,” says Roselle.
Definitely true!
Check out our Youtube Video below for some of the items we got from the store and also a full view of the items inside.
Getting a Home Refrigerator via Home Credit Philippines
Wednesday, September 25
Hi guys! It's been a while since I posted an update re our family. As you all know, we just moved last February to our new apartment just here in Cebu. We are planning to settle down on our since last year December but just this year we have finally moved and one thing I got to say, it was the best decision we have ever made. You see moving as a family with kids around can be a hard task most especially that they will go through a phase of adjustment and also us managing the house just on our own. Or make that my own since the husband is mostly out to work.
Most of the things we were struggling upon moving was getting our stocks ready and our food fresh. Hence, getting a home refrigerator became one on top of our priorities!
Good thing we were able to purchase with Home Credit Philippines.
Getting a home appliance for me is such an investment especially if it's for my family's benefit. Storing and stocking fresh produce for my kids is now easy and will be a great tool for me to also start a small business sideline.
Overall for me is a good experience overall. Will I recommend it to others? Yes, absolutely. But Just one tip I can say is to pay your downpayment at a higher price to avoid excessive interest rates.
Credits and sources: moneymax.ph
Getting a home appliance for me is such an investment especially if it's for my family's benefit. Storing and stocking fresh produce for my kids is now easy and will be a great tool for me to also start a small business sideline.
What is Home Credit?
Home Credit Philippines has been providing no-collateral loans in the country since 2013. The lender is a part of Home Credit Group, a global consumer finance provider. Loans are available to Filipino citizens only, 18 to 68 years old, with stable income as employees, entrepreneurs, self-employed professionals, and pensioners. Home Credit Philippines offers two types of loans: a non-cash loan (through in-store financing) and a cash loan.Home Credit Standard Loans
The standard loan is Home Credit's core financial product. It is a non-cash loan that allows borrowers to purchase high-ticket items like laptops, cellphones, gadgets, musical instruments, home or office pieces of furniture and in my case home appliances. This is the product that we availed, we chose the 2-Door Refrigerator from Fujidenzo which costs around Php9,298.00. We applied for a loan and submitted 2 IDs and answered the questions from the Home credit agent and gave a downpayment of around Php6,000.00 which makes our monthly amortization to around Php490.34 monthly for 9months! It's quite affordable for us considering the price and the brand.Key Features of Home Credit Standard Loan
- Loan amount: Up to PHP 50,000 for mobile phone purchase or PHP 100,000 for all other qualified purchases
- Interest rate: Varies depending on the purchase price, chosen down payment, and chosen repayment term (Home Credit doesn’t publish its interest rates, but based on computations using its online calculator, rates range from 29.28% to 73.13%.)
- Repayment terms: 9, 12, 18, or 24 monthly installments
- Loan fees: Processing fee worth 3% of the loan amount
- Requirements: At least two valid IDs, at least one being a primary ID (SSS ID, UMID card, PRC card, driver’s license, passport, and voter’s ID) and with an address
- Store availability: Any of Home Credit’s 3,500 partner retailers in Robinsons and SM malls, including Abenson, Automatic Centre, and Western Appliances
- Brand availability: Samsung, Oppo, Acer, ASUS, Toshiba, LG, Nokia, Sony, Huawei, and more electronic brands
Getting Approved with Home Credit Philippines
As for us getting approved was a breeze, although the questions made by the sales agent was quite personal and long (talk about personal background, salary/sources of income, monthly expenses, etc). Also, once you're there at the store or at the establishment where you plan to buy or loan be sure to bring your cellphone as they will be sending verification codes as part of the approval process. After an hour we arrived home and just waited for the delivery of the item. We were so happy because it was really hassle free, we just paid 350 pesos for the delivery charge.How to Pay for your Home Credit Loan?
After we had our loan approved, the next step in the process is an orientation on how to pay for your loan and also the monthly installments. Here is a breakdown of my monthly installment for 9 months:
Overall for me is a good experience overall. Will I recommend it to others? Yes, absolutely. But Just one tip I can say is to pay your downpayment at a higher price to avoid excessive interest rates.
Credits and sources: moneymax.ph
My Kids Played the Jenga Challenge for the First Time!
So much fun trying out playing Jenga for the first time with the kids! The Leylam Wraps were good too! I have always been curious about the Jenga Game so when I cam to the mall to shop for toys I saw the Jenga displayed I immediately purchased it!
WHAT IS JENGA?
FROM WIKI: Jenga is a game of physical skill created by British board game designer and author Leslie Scott, and currently marketed by Hasbro. Players take turns removing one block at a time from a tower constructed of 54 blocks. Each block removed is then placed on top of the tower, creating a progressively taller and more unstable structure.Jenga Rules
- 1) taking one block on a turn from any level of the tower (except the one below an incomplete top level), and.
- 2) placing it on the topmost level in order to complete it.
- The game ends when the tower falls -- completely or if any block falls from the tower (other than the block a player moves on a turn).
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